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US National Radar → Illinois → Cook County → ZIP 60092 (Wilmette)
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Wilmette, IL (60092) — 2026 HVAC Replacement & SEER2 Rebate Calculator

Live 2026 cost benchmarks for Wilmette (Cook County). Calibrated for ComEd / Ameren Illinois ($0.177/kWh), IECC Zone 5A (Midwest Convective Wind & Hail Belt), and local building authority City of Wilmette Building & Permitting Division (Cook County).

Roofing & Storm Claim Radar (60092) HVAC & Heat Pump Estimator (60092) Utility Rate & Solar ROI Radar (60092)
60092 Storm & Hail Risk Score
87 / 100
7 NOAA Events (Last 12 Mo)
ComEd / Ameren Illinois Rate
$0.177/kWh
+23.8% Rate Surge (3-Yr)
2,200 Sq.Ft. Roof Benchmark
$15,510
$7.05/sq.ft. Installed (IL)
25-Yr Solar + Rebate ROI
$59,223
10.3-Yr Payback (4.6 Sun Hrs)

2026 Wilmette (60092) Line-Item Benchmark Schedule Labor Index: 1.24x

Use this schedule when reviewing quotes from contractors in Wilmette, IL. Quotes exceeding these ranges by more than 18% typically contain dealer financing markups or unitemized overhead.

2026 HVAC / Heat Pump System (IECC Zone 5A (Midwest Convective Wind & Hail Belt)) Gross Installed Cost Federal + ComEd / Ameren Illinois Rebate Net Homeowner Cost
1.0-Ton 15.2 SEER2 Central AC + Gas Furnace
Meets 2026 DOE regional efficiency mandate
$10,594 -$600 Utility Credit $9,994
1.0-Ton 18 SEER2 Variable-Speed Inverter Heat Pump
IRA Section 25C Tax Credit Eligible
$12,501 -$2,000 IRA + Local Utility Rebate $9,651

Interactive 60092 Property Customizer Real-Time Math

Custom Roof Range
$15,510
Storm Claim Offset Eligible
Custom Net HVAC
$8,594
Min SEER2: 14.3
Custom 25-Yr Solar ROI
$59,223
30% ITC Applied

Local Code, Rebate & Insurance Mandate Notes for ZIP 60092

Insurance & Wind/Hail Rule (Cook County): Chicagoland and central Illinois hail swaths frequently qualify for full siding + roof insurance replacement.

2026 Incentives & Utility Rebates: Illinois Shines SREC Solar Block Grant (covers ~25% of system) + ComEd Heat Pump Rebates ($2,000)

Permitting Authority: All structural roofing, electrical panel, and mechanical replacements in 60092 must be permitted through City of Wilmette Building & Permitting Division (Cook County) (Design Wind Speed: 115 MPH).

Frequently Asked Questions — Wilmette, IL (60092)

How much does a new HVAC system cost in Wilmette, IL (60092)?

In Wilmette (60092), located in IECC Zone 5A (Midwest Convective Wind & Hail Belt), a code-compliant 1.0-ton SEER2 system costs $10,594 before incentives, or $8,594 net after federal efficiency tax credits.

What HVAC rebates are available for ComEd / Ameren Illinois customers in 60092?

Homeowners in 60092 qualify for: Illinois Shines SREC Solar Block Grant (covers ~25% of system) + ComEd Heat Pump Rebates ($2,000)

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