2026 Edina (55425) Line-Item Benchmark Schedule Labor Index: 1.2x
Use this schedule when reviewing quotes from contractors in Edina, MN. Quotes exceeding these ranges by more than 18% typically contain dealer financing markups or unitemized overhead.
| Roof System Specification (55425 Code) | 2,200 Sq.Ft. Turnkey Cost | Wind / Hail Rating | Insurance Impact in Edina |
|---|---|---|---|
| 30-Yr Architectural Asphalt Shingle Synthetic underlayment + ice/water barrier |
$15,400 | 130 MPH / Class 3 | Baseline HO-3 Replacement Eligibility |
| Class-4 Impact Resistant (UL 2218) SBS polymer-modified hail-proof shingle |
$17,864 | 115+ MPH / Class 4 | Saves ~$1,188/yr on Premium |
| 24-Gauge Standing Seam Metal Roof Hidden fastener Kynar 500 cool-roof finish |
$25,872 | 165+ MPH / Class 4 | 50-Year Lifespan + Max Wind Mitigation Credit |
Interactive 55425 Property Customizer Real-Time Math
Local Code, Rebate & Insurance Mandate Notes for ZIP 55425
Insurance & Wind/Hail Rule (Hennepin County): Minnesota courts enforce strict color/texture matching on storm claims, frequently requiring full replacement.
2026 Incentives & Utility Rebates: Xcel Energy Solar*Rewards + MN Cold-Climate Air-Source Heat Pump Rebates ($4,000)
Permitting Authority: All structural roofing, electrical panel, and mechanical replacements in 55425 must be permitted through City of Edina Building & Permitting Division (Hennepin County) (Design Wind Speed: 115 MPH).
Frequently Asked Questions — Edina, MN (55425)
What is the average cost to replace a roof in Edina, MN (55425) in 2026?
For a typical 2,200 sq.ft. roof footprint in Edina (55425), architectural shingle replacement averages $15,400 ($7.00/sq.ft.), while upgrading to UL 2218 Class-4 impact-resistant shingles costs approximately $17,864 and saves roughly $1,188 per year on homeowner insurance.
Does 55425 qualify for storm or hail insurance roof replacement claims?
Edina (55425) carries a Ziprada Storm Risk Score of 91/100 (Extreme (Upper Midwest Severe Hail & Ice Dam Zone)) with 8 severe weather events recorded over the past 12 months. Minnesota courts enforce strict color/texture matching on storm claims, frequently requiring full replacement.