2026 Birmingham (48009) Line-Item Benchmark Schedule Labor Index: 1.1x
Use this schedule when reviewing quotes from contractors in Birmingham, MI. Quotes exceeding these ranges by more than 18% typically contain dealer financing markups or unitemized overhead.
| 2026 HVAC / Heat Pump System (IECC Zone 5A/6A (Great Lakes Cold Zone)) | Gross Installed Cost | Federal + DTE Energy / Consumers Energy Rebate | Net Homeowner Cost |
|---|---|---|---|
| 1.0-Ton 15.2 SEER2 Central AC + Gas Furnace Meets 2026 DOE regional efficiency mandate |
$9,228 | -$600 Utility Credit | $8,628 |
| 1.0-Ton 18 SEER2 Variable-Speed Inverter Heat Pump IRA Section 25C Tax Credit Eligible |
$10,889 | -$2,000 IRA + Local Utility Rebate | $8,039 |
Interactive 48009 Property Customizer Real-Time Math
Local Code, Rebate & Insurance Mandate Notes for ZIP 48009
Insurance & Wind/Hail Rule (Oakland County): Two-course ice-and-water shield is required by Michigan Residential Code along all eaves.
2026 Incentives & Utility Rebates: DTE/Consumers Energy Cold-Climate Heat Pump Rebates ($1,500) + Michigan Home Energy Rebates
Permitting Authority: All structural roofing, electrical panel, and mechanical replacements in 48009 must be permitted through City of Birmingham Building & Permitting Division (Oakland County) (Design Wind Speed: 115 MPH).
Frequently Asked Questions — Birmingham, MI (48009)
How much does a new HVAC system cost in Birmingham, MI (48009)?
In Birmingham (48009), located in IECC Zone 5A/6A (Great Lakes Cold Zone), a code-compliant 1.0-ton SEER2 system costs $9,228 before incentives, or $7,228 net after federal efficiency tax credits.
What HVAC rebates are available for DTE Energy / Consumers Energy customers in 48009?
Homeowners in 48009 qualify for: DTE/Consumers Energy Cold-Climate Heat Pump Rebates ($1,500) + Michigan Home Energy Rebates